Shipping Uninsurable Items: What Can’t I Insure?


While the vast majority of eCommerce items are insurable, there are exceptions that can vary from carrier to carrier and insurer to insurer. Some commonly uninsurable items include:

  • Currency and other financial instruments
  • Hazardous materials
  • Gemstones
  • High-value items, which may have a lower coverage limit than other items; for example, FedEx limits the value of artwork, antiques, and flat screen TVs to $1,000

Other items may have special limits on value or liability; for example, some providers require signature confirmation to insure certain high-value items. For more information on excluded items, visit

Finally, you may not be able to insure shipments to certain destinations, such as North Korea and Iran. For more information on this, see:


Next: Shipping Insurance: Coverage Limits, Included Amounts


This article is an excerpt from The eCommerce Seller’s Guide to Shipping Insurance


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