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Shipping Uninsurable Items: What Can’t I Insure?

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While the vast majority of eCommerce items are insurable, there are exceptions that can vary from carrier to carrier and insurer to insurer. Some commonly uninsurable items include:

  • Currency and other financial instruments
  • Hazardous materials
  • Gemstones
  • High-value items, which may have a lower coverage limit than other items; for example, FedEx limits the value of artwork, antiques, and flat screen TVs to $1,000

Other items may have special limits on value or liability; for example, some providers require signature confirmation to insure certain high-value items. For more information on excluded items, visit http://bit.ly/InsuranceRestrictions

Finally, you may not be able to insure shipments to certain destinations, such as North Korea and Iran. For more information on this, see:

http://bit.ly/ExcludedCountries

http://bit.ly/InternationalShipments

 

Next: Shipping Insurance: Coverage Limits, Included Amounts

 

This article is an excerpt from The eCommerce Seller’s Guide to Shipping Insurance

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